Money

First-Time Homebuyer PH

Navigate the Philippine real estate buying process with confidence

Duration

24 days

Daily Time

10-20 minutes

Level

Beginner

What You'll Achieve

  • Understand your home loan options (Pag-IBIG, bank, in-house)
  • Calculate how much home you can actually afford
  • Navigate the buying process from reservation to title transfer
  • Avoid common scams and pitfalls in Philippine real estate

Your Dream Home Starts with Knowledge

Buying your first home is the biggest financial decision most Filipinos will ever make. The process can be confusing and intimidating — from choosing between Pag-IBIG and bank financing to understanding TCT vs CCT, down payments, and hidden costs.

This 24-day course walks you through the entire home-buying process in the Philippines. You'll learn exactly what you need to know before you sign anything, how to calculate your true budget, and how to avoid the costly mistakes first-time buyers commonly make.

Every Step Covered

From pre-qualification to move-in day, this course covers it all. You'll learn to compare Pag-IBIG housing loans with bank financing, understand developer pre-selling vs RFO (ready-for-occupancy), and evaluate locations based on your lifestyle and commute.

We also cover the legal side: what to look for in a contract, how title transfers work, the taxes and fees involved, and how to verify that a property and developer are legitimate. By Day 24, you'll have a clear home-buying action plan and the confidence to make the right decision for your family.

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